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Admit Card, Exam Dates, Exam Patterns, Syllabus, Eligibility and more info
Last updated: Jun 3, 2026
-> JAIIB Admit Card 2026 is out on 27th April 2026 on official website.
-> JAIIB Exam Schedule 2026 for May and November sessions has been released. The JAIIB May Exam will be conducted on 3rd, 9th, 10th and 17th May 2026. The November Session Exam will be held on 1st, 22nd, 28th and 29th November 2026.
-> The Indian Institute of Banking and Finance (IIBF) had released the JAIIB registration dates for the JAIIB November 2026 on its official website.
-> The JAIIB Certificate Course aims to enhance the knowledge and career prospects of banking professionals.
-> The JAIIB Exam 2026 is conducted in two cycles.
-> Candidates can refer to JAIIB Syllabus 2026 and JAIIB Eligibility 2026.
The Indian Institute of Banking and Finance has announced the JAIIB Exam Date 2026 for May and November Sessions on the official website. The JAIIB Exam will be conducted from 3rd to 17th May 2026. Candidates who registered for the JAIIB 2026 can check the complete exam schedule at the official website @iibf.org.in. The Junior Associate of the Indian Institute of Bankers (JAIIB) is a professional certification exam conducted twice a year by the Indian Institute of Banking and Finance (IIBF). It is open only to banking and financial sector employees who are ordinary members of the institute. JAIIB aims to enhance the knowledge of banking professionals in areas like accounting, banking laws, and customer service.
Candidates must have passed Class 12 or equivalent to be eligible. Scoring at least 50 out of 100 marks on each paper is required to qualify. The exam helps in career growth and promotions within the banking sector. Get complete details on eligibility, syllabus, registration and schedule in this article.



The Indian Institute of Banking & Finance (IIBF) has released the JAIIB Exam Date 2026 and schedule for both May and November Sessions. The JAIIB May 2026 Exam will be conducted on 3rd, 9th, 10th and 17th May 2026, while the November Session exam will be conducted on 1st, 22nd, 28th and 29th November 2026. For the May Session, the online registration has ended, and for the November 2026 session, the registration will start from 1st August 2026. Check the complete JAIIB exam schedule 2026 below.
|
Session |
JAIIB Exam Date 2026 |
Subject |
|
May |
03-05-2026 |
Indian Economy & Indian Financial System |
|
09-05-2026 |
Principles & Practices of Banking |
|
|
10-05-2026 |
Accounting & Financial Management for Bankers |
|
|
17-05-2026 |
Retail Banking & Wealth Management |
|
|
November |
01-11-2026 |
Indian Economy & Indian Financial System |
|
22-11-2026 |
Principles & Practices of Banking |
|
|
28-11-2026 |
Accounting & Financial Management for Bankers |
|
|
29-11-2026 |
Retail Banking & Wealth Management |
Candidates wishing to appear for the JAIIB Exam 2026 must have regular membership. Interested bankers can find additional information about the JAIIB Exam in the table below.
|
JAIIB 2026: Highlights |
|
|
Institution |
Indian Institute of Banking & Finance (IIBF) |
|
Exam Name |
JAIIB/DBF/SOB |
|
Course Type |
Flagship |
|
Registration Dates |
|
|
Eligibility |
Members Only |
|
Exam Conducted |
Twice a year |
|
Subjects |
Indian Economy & Financial System |
|
Accounting & Financial Management of Banking |
|
|
Principles & Practices of Banking |
|
|
Retail Banking & Wealth Management |
|
|
Qualifying Marks |
50 out of 100 |
|
Official Website |
www.iibf.org.in |
The IIBF is an institute that provides courses related to banking and finance to help professionals grow in their careers. It conducts exams in partnership with organizations worldwide, giving bank employees better opportunities for advancement. The institute is managed by a group of experts from the banking, finance and education fields.
JAIIB stands for Junior Associate of the Indian Institute of Bankers. It is a certification course offered by the Indian Institute of Banking and Finance. This course helps banking professionals build basic knowledge of banking operations, financial management, and customer service. Completing JAIIB improves skills, supports career growth and can lead to better job roles and salary benefits in the banking sector
The Indian Institute of Banking and Finance (IIBF) opens online registration for the JAIIB Exam 2026 twice a year for banking and financial sector employees. The registration for the May cycle has ended on 28th February 2026. However, the registration process for the November 2026 session will start soon in August 2026. Candidates interested in the JAIIB certification can fill out the application form on the official website, www.iibf.org.in.
The candidates can apply to the JAIIB exam only through online mode. The application will be active at the specified time only. Below are the steps to apply for the JAIIB Exam 2026.
The JAIIB 2026 Exam registration fees must be paid online using a debit or credit card. For the first attempt, candidates need to pay Rs. 4,000, while those appearing for the second attempt must pay Rs. 1,300. Late fee payments will incur an additional charge as per the IIBF schedule. Make sure to pay the fee on time during registration.
|
Registration Fee |
Registration Dates (For May Session) |
Fee for Attempts |
|
Normal Examination Fees |
2nd to 8th February 2026 |
1st Attempt: Rs 4000/- |
|
Normal Examination Fees + Rs 100/- |
9th to 15th February 2026 |
2nd to 5th Attempt: Rs 1300/- |
|
Normal Examination Fees + Rs 200/- |
16th to 22nd February 2026 |
Important Points:
The application fee varies for every attempt. Below are the attempt-wise application fee details. You can check the details of Bank of India Recruitment.
The JAIIB course is available to employees in the banking sector, regardless of age or length of service. The JAIIB Exam is open to regular IIBF members.
Candidates should be familiar with the JAIIB exam pattern before starting their preparation. It helps them understand the number of questions, marks and time limit. Each paper includes 100 questions for 100 marks with no negative marking. The duration of each paper is 2 hours.
|
Paper |
Subject |
No. of Questions |
Total Marks |
Duration |
|
Paper-I |
Indian Economy & Financial System |
100 |
100 |
2 hours |
|
Paper-II |
Accounting & Financial Management of Banking |
100 |
100 |
2 hours |
|
Paper-III |
Principles & Practices of Banking |
100 |
100 |
2 hours |
|
Paper-IV |
Retail Banking & Wealth Management |
100 |
100 |
2 hours |
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For the JAIIB Exam 2026, the institute has set specific passing criteria that candidates must meet to qualify. The detailed minimum marks and conditions are given below.
The JAIIB 2026 exam has 4 papers set by the IIBF. Each paper is divided into different modules and topics. Check the table below to understand the subjects and their modules clearly. The JAIIB Exam Syllabus includes four mandatory papers -
| Papers | Modules | Syllabus |
| Paper 1- Indian Economy & Indian Financial System | Module A | Indian Economic Architecture |
| Module B | Economic Concept related to Banking | |
| Module C | Indian Financial Architecture | |
| Module D | Financial Products and Services | |
| Paper 2 – Principles and Practices of Banking | Module A | General Banking Operations |
| Module B | Functions of Banks | |
| Module C | Banking Technology | |
| Module D | Ethics in Bank & Financial Institutions | |
| Paper 3 – Accounting and Financial Management for Bankers | Module A | Accounting Principles and Processes |
| Module B | Financial Statement and Core Banking Systems | |
| Module C | Financial Management | |
| Module D | Taxation and Fundamental of Costing | |
| Paper 4 – Retail Banking and Wealth Management | Module A | Retail Banking |
| Module B | Retail Products and Recovery | |
| Module C | Support Services – Marketing of Banking Services/Products | |
| Module D | Wealth Management |
Candidates can choose either Hindi or English as the language for the JAIIB 2026 Exam. It’s important to specify the chosen language in the application form, as changes will not be allowed later.
Candidates get up to 5 attempts to clear the JAIIB exam within 3 years from their first registration. They must note that the 3 year period starts from the registration date itself. The attempts do not need to be consecutive. If a candidate is unable to pass within 3 years or uses all 5 attempts, they will have to register again.
Yes, JAIIB is a certification exam. Candidates who pass the exam receive a digitally signed JAIIB Certificate within 3 weeks of the result declaration on their registered email. The certificate includes important details like name, registration number and exam name. It is useful for official verification and helps in career growth. It also supports further certifications like CAIIB.
Clearing the JAIIB exam gives bank employees a salary increase in their basic pay. Clerical staff usually get one increment around ₹655–₹800+ per month, while officers may get ₹1,000–₹2,000+ extra. This increase in basic pay also raises the overall in-hand salary with clerks often seeing their basic pay go above ₹12,400. This highly depends on the bank you’re working for.
|
Characteristic |
Clerk |
Probationary Officer |
|
JAIIB Increment (Approx.) |
Rs. 2,680/- |
Rs. 4,000/- |
|
Total Monthly Increment (Approx.) |
Rs. 4,020/- |
Rs. 6,000/- |
|
Annual Increment (Approx.) |
Rs. 48,240/ |
Rs. 72,000/- |
The JAIIB Admit Card 2026 will be released soon on the official website. It will be released 7–10 days before the exam. Candidates can download it online from the official IIBF website. It is a compulsory document and you must carry a printed copy to the exam centre. Make sure to download it in advance and keep it ready to avoid last minute issues.
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